Best No Annual Fee Travel Credit Cards of December 2024

Miles can be redeemed for statement credit against travel purchases at a value of 1 cent per mile, with no restrictions on when you travel. There's a sign-up bonus, too: Earn a bonus of 40,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $400 in travel..

This card has one of the broadest definitions of travel, giving you more ways to use your points. You can also earn up to 75% more points if you’re a Bank of America Preferred Rewards® client. There's a nice sign-up bonus and a 0% APR period, too. And since it's a Visa card, you'll find broad acceptance overseas.

This card earns 1 Bilt Point per dollar spent on rent (up to 100,000 points annually). That might not seem like a jaw-dropping rate, but consider that in most cases, you either can't use a credit card for rent at all, or you can't do so without paying an extra transaction fee that more than wipes out the value of your rewards. The card also earns 3X points at restaurants, 2X on travel, 5X on Lyft (when you link your accounts) and 1X elsewhere, as long as you make at least five transactions each statement period. Those rewards rates, except for rent, are doubled for purchases on the first day of every month ("rent day"). Redemption options include using points to book travel, or transferring them to partner programs including United Airlines, Marriott and Hyatt.

You earn 2 miles per $1 spent on United purchases, as well as at gas stations and on local transit and commuting, and 1 mile per dollar on other spending. There's a decent bonus offer for new cardholders, and the card doesn't charge foreign transaction fees.

Earn 3 points per $1 spent at qualifying Marriott Bonvoy hotels, 2 points per $1 spent on grocery store purchases, rideshare purchases, select food delivery, select streaming, internet, cable and phone services. Other purchases earn 1 point. The automatic Silver status benefit includes perks like priority late checkout, a 10% point bonus on stays, free Wi-Fi and more. There's also a sign-up bonus.

Earn 2 miles per $1 spent at restaurants worldwide and on purchases made directly with Delta, and 1 mile per $1 spent on other purchases. The card features a modest welcome bonus, plus a 20% discount on in-flight purchases in the form of statement credit when you use the card to buy food and beverages. Terms apply.

You earn 1.5 miles per dollar spent on all purchases. Miles are worth 1 cent apiece when redeemed for statement credit against travel purchases or for cash back. The introductory 0% APR period is one of the best in its class. And you get Discover's unique sign-up offer: UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

The American Airlines AAdvantage® MileUp® earns 2 AAdvantage miles per $1 spent at grocery stores and on eligible American Airlines purchases, and 1 AAdvantage mile for every $1 spent on other purchases. It also offers a sign-up bonus, plus a discount on in-flight food and beverage purchases made with the card.

Earn 7 Hilton Honors bonus points per dollar spent directly with a hotel or resort within the Hilton Honors portfolio of brands; 5 points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; and 3 per dollar on all other purchases. It also offers a welcome bonus: Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025. Terms Apply.

Earn 15 points total per $1 spent on stays at IHG hotels (5 points with the card and 10 points as an IHG Rewards Club member); 3 points per $1 spent on purchases at gas stations, eligible monthly bills, restaurants; and 2 points per $1 spent on all other purchases. The card doesn't charge a foreign transaction fee, and there's a generous sign-up bonus. It also offers a fourth night free when you redeem points for a stay of four nights or more. Terms apply.

You earn 5 points per dollar spent on stays at participating Choice Hotels; 3 points per dollar spent at gas stations, grocery stores and home improvement stores, as well as on phone plans; and 1 point per dollar elsewhere. Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels® properties. Additional fees may apply. The card also comes with automatic Gold elite membership in the Choice Privileges program.

The card earns unlimited 3 points per dollar spent on travel, dining, gas stations, transit, popular streaming services and phone plans. Other spending earns 1 point per dollar. The bonus offer is outstanding for a $0-annual-fee card, and you even get a introductory APR period.

You'll be eligible for a relatively generous sign-up bonus, and the card's bonus categories go beyond just travel bookings on Expedia sites. You'll also gain automatic Silver tier status within the One Key rewards program, which confers a variety of perks.

The card earns 3 points per $1 spent on JetBlue purchases; 2 points per $1 spent at restaurants and grocery stores; and 1 point per $1 on all other purchases. You’ll also enjoy 50% in-flight savings on cocktail and food purchases, and there's no foreign transaction fee. Plus, there's a sign-up bonus.

The card earns 14 points per $1 spent on Best Western stays (10 points as a Best Western Rewards member, 4 points with the card) and 2 points per $1 spent on everything else. There's a solid sign-up bonus: Bonus points offer of 10,000 to 40,000 points with qualifying spend. You’ll see your bonus points offer before you apply. With automatic Gold status, you also get perks like a 10% points bonus, early check-in and late checkout, and more.